How to help a User apply for a conventional caveat for Micro Loans.

This service is designed to assist applicants seeking a loan of less than two million Rwandan francs from microfinance institutions and Saccos (MFIs/Saccos). It allows them to request that the National Land Authority (NLA) impose restrictions on their land.


The processing time is 7 working days, and the service price is 2000 RWF.


Prerequisites:

  • The User’s valid phone number and, optionally, an email address.

  • Their UPI must correspond to their Rwandan National ID or passport.


Follow these simple steps to get started with an application.


  1. To begin, go to the IremboHub Agent portal at agent.irembohub.com and log in to your account.


  1. Use the search bar to find the service or locate it in the “Land” category.




  1. Read the service description carefully and click “Apply”.


  1. In the first section of the application, you will be prompted to add the landowner’s information, including their identification document type and number, as well as contact details. Additionally, you will need to provide information about the land parcel to be restricted, which includes the plot UPI.

Note:

  • Ensure that the plot UPI is registered under the same identification document number as the one provided for the Land Owner’s information.

  • Upon adding the plot UPI, its information will be displayed below, including the plot size, land use, right type, and location. Information about the share percentage will also be shown.



  1. Select the Microfinance Institutions and Savings and Credit Cooperative Societies (MFI/Saccos) by location, depending on the User’s preferences, then click Continue.


  1. Please take a moment to review the information provided and confirm it with the user.


Next Steps After Creating an Application.


  1. Payment:

  • Use the Bill ID to help and guide the user to pay for the service using any of the methods provided in the “Payment options” section. After a successful payment, a receipt will be available for download on IremboGov using the applicant's application number or billing number.


  1. When should the User expect their land to be restricted:

  • Upon successful processing, the User will receive a notification that their application has been approved and the caveat has been applied to their land. If they don’t receive an SMS notification about their application status within five (5) working days after submission, please advise them to contact Irembo support at 9099 or support@irembo.com.


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